Services
Investment Management
The Targeted Portfolio Solutions (TPS) program provides a comprehensive framework for investors.
Retirement Planning
Successful Retirement Planning requires the assessment of many variables and the selection of a few key goals.
Tax Mitigation
We can set up tax strategies and IRAs to receive contributions, transfers or rollovers of investment funds.
- Financial Planning
- Retirement Planning
- Wealth Management
- Portfolio Management
- Investment Management
- Fee-Only Financial Planning
- Retirement Financial Planning
- Social Security Planning
- Financial Consulting
- Asset Management
- College Planning
- Estate Planning
- Risk Reduction
Our Services
Our Services
When you take control of your finances, rather than letting them control you, you can live life more fully. Regardless of your age or life stage, you can make financial decisions that move you toward your goals.
Financial Planning
Financial Plan Advisors can assist you, whether you need guidance on retirement and pensions, assistance with estate planning, investments for the children, or meeting other objectives. We provide personalized financial advice and plans for you. Discover how we can help you through our comprehensive financial services and planning options. An experienced financial advisor can change your life for the better!
Wealth Management
The primary responsibility of a CFP® Professional is to work with clients to help them achieve their financial goals and maximize their wealth. This may involve developing specialized plans that focus on implementing strategies for dealing with key areas of concern for the family. Whereas investments are generally the concern, estate, legacy, and gifting sometimes need to receive extra attention. Risk and taxes should never be ignored because they always need some review to improve mitigation. Plan implementation is bolstered by monitoring progress, offering support, and handling unforeseen emergencies with contingency planning.
Portfolio Management
We have strong analytical skills and a deep understanding of the financial markets. We oversee investments in securities on behalf of our clients. This may involve selecting and managing a portfolio of investments, such as stocks, bonds, funds, and other securities tailored to meet our client's financial goals.
Investment Management
We are skilled at identifying and analyzing investment opportunities and developing strategies to help our clients grow their wealth. While we believe in the power of long-term planning and strive to provide our clients with the knowledge and tools that they need to make informed investment decisions, most of our clients prefer to grant us discretion over their accounts, so they can be relieved of the complexities and metrics of investing. Whether you are a seasoned investor, or new to the market, we have the expertise to help you reach your financial goals with our investment management services.
Retirement Planning
Developing specialized plans that focus on implementing strategies for dealing with key areas of concern for the family. Whereas investments are generally the concern, estate, legacy, and gifting sometimes need to receive extra attention. Risk and taxes should never be ignored because they always need some review to improve mitigation. Plan implementation is bolstered by monitoring progress, offering support, and handling unforeseen emergencies with contingency planning.
Legacy/Estate Planning
We encourage protection of assets, testate estate plans and simple distribution instructions according to the owner’s wishes after they pass away. Where possible, we encourage transfer on death addendums and probate mitigation to simplify distribution.
Financial Consulting
We can offer CPA type custom services and professional financial advice. We can help give guidance to help a company, or a client, zero in on the facts to make better informed decisions.
Tax Mitigation
The training received as a CPA and CFP® practitioner allow the advisor to know the IRS tax code and the variety of strategies that can be employed to minimize a client’s tax burden. Tax mitigation is mostly about knowing the tax code, planning and being smart. Tax mitigation planning can involve a myriad of selections, including account type, security type, and holding period to name a few. Tax mitigation is important and may be an element of the financial decision, but tax mitigation should never be allowed to dominate the financial decision, so called “allowing the tail to wag the dog.”
Fee-Only Fiduciary Accounts
Not only can we offer the CFP® fiduciary relationship, most of our clients prefer that their accounts to be fee-only fiduciary accounts that are monitored and managed against our model portfolios. You only work with a Certified Financial Planner™ practitioner, so we all understand your financial situation and goals, and the creation of a customized financial plan to help you achieve those goals. Here at Financial Plan Advisors, we keep everything transparent. Our fee-only fiduciary accounts include the advisory fiduciary obligation, always putting the client's interests first and offering only unbiased recommendations.
Social Security Planning
Helping clients to understand the variables of claiming social security benefits is important because it can be a major component of household income with long-term impact. While claiming is a personal choice, our goal is to help clients understand the various factors and priorities that should be considered when deciding the timing of when to claim benefits, such as age, health, financial situation, and other sources of retirement income.
College Planning
We are aware that obtaining a college degree, or higher-level training, is such an important foundation for one's future that many sacrifices are made to succeed in this journey. Ever so important during the leaner years of raising a family, tax mitigated college savings is a crucial component for educational success. Support and guidance is available through this stage, from saving and developing a plan to pay for college, to spending and navigating the maze of college applications, scholarships, grants, and loans.
Retirement Income Generation
We can arrange to generate income for retirement from taxable and tax deferred investments to supplement quasi-guaranteed household income like pensions and social security.